Privacy Policy
Data collection, intake handling, retention, and privacy-request contacts.
Read policyTrust Center
Compliance & Disclosures
Public policies, licensing references, advisory-status notices, and calculator methodology notes for prospective households and partners.
Policy Library
These documents are public summaries. Engagement-specific terms are provided in signed agreements and supersede website summaries.
Data Security Overview
Administrative, technical, and operational safeguards for confidential submissions.
Read overviewCovered California Agent Disclosures
Insurance-license reference, marketplace disclosure notes, and verification instructions.
Read disclosuresForm CRS Status
Registration-status notice and what to expect before advisory services begin.
Read statusStatus Dashboard
Vinita Financial keeps public disclosure summaries available before intake submission. Calculator outputs are estimates only and are not eligibility determinations, tax advice, investment advice, or insurance advice.
- California Insurance License: #4117761. Verify current status through the California Department of Insurance.
- Advisory registration: Vinita Financial Corp registration pending. Advisory services require signed engagement terms.
- Protected intake: confidential submissions are access-controlled and reviewed for retention.
- Calculator assumptions: ACA estimates use 2026 HHS poverty guidelines; HSA limits use IRS 2026 published limits.
Reference Sources
- HHS Poverty Guidelines
- 2026 Federal Register notice
- IRS HSA Limits
- Rev. Proc. 2025-19
- Covered California
- Agent certification process
- Insurance License Lookup
- California Department of Insurance
Disclosure review cadence
Public summaries are reviewed at least quarterly and when licensing, registration, or calculator assumptions change.